Your investment and life risk management solution

Manulife Investment Protector

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Manulife Investment Protector is asolution to invest in the stock markets of Indonesia, China and India with an attractive and potential growth in an easy way. This program is a solution to your investment funds management and to your life risk management.

Reasons to choose this investment product:


  • It gives potential investment results according to available investment profiles selected.
  • The program is enriched a with protection against 38 critical diseases, accidents and other life-threatening risks.
  • Accidental Death benefit is also available.
  • No medical examination required to get this insurance product.*
  • Single Premium.
  • Affordable premium.
  • 100% of total premium is allocated to investment.
  • Free of unit purchase transaction fee.
  • Free of monthly administration fee.
  • Free of investment funds switching fee (maximum 4 times in a Policy year).
  • Competitive funds management fee.


  • Withdrawal and top-up facilities available.
  • Free to choose additional insurance programs (riders) that meet your needs.

*If there is no rider taken.

You can extend the benefits of Assured by adding some Additional Insurance (Rider) to your Manulife Investment Protector products :

  • Accidental Death and Disability Benefit (ADDB)
    Is a rider program that provides protection for life or total permanent disability and partly caused by the accident. ADDB is yearly coverage that can be renewed without the re-underwriting until 70 years old. 
  • Manulife Medicare Plus (MMP) or HealthSafe (HS) 
    Is a rider program that provides inpatient reimbursement that caused by illness and accidents. With affordable premium and can be attached with cashless facility which is supported by hospital provider networks throughout Indonesia.
  • MiEarly Care  
  • Additional Coverage Program that provides compensation when the insured suffers one of the 88 critical illnesses or Critical Condition from early stage until the insured reaches 85 years of age.
  • Manulife Crisis Cover Ultimate (MCCU) 
    Is a rider program that provide protection when the insured diagnosed with any of from 56 critical illness until the insured reach the age of 99 years (MCCU) or protection from 50 critical illness until the insured reach the age of 75 years (MCCP).
  • Yearly Renewable Term (YRT)
    Is an additional coverage program that provides protection of life. This is a yearly coverage that can be renewed without the re-underwriting until the age of 64 years. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds (Fund Value) of your basic life insurance program.
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