Manulife Total Protection (MTP)

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Employees are one of the most important assets for the company to achieve its goal.

Peace of life is a desire of every human being, including employees. Labor productivity will decrease in case of misfortune such as accidents, illness, disability or death in which the incident occurred and the time can not be predicted.

On the other hand, the costs to cope with the misfortune, is increasingly rising. If it is not well prepared, it certainly can affect the performance of the employees, which in turn will affect the company’s cash flow.

Manulife Indonesia provides a complete and flexible Company’s Asset Protection Program, such as Group Life and Health Insurance to meet the needs of security for your employees.

Program Benefits for Employee:

1. Group Term Life Insurance 

2. Group Accidental Death & Disability Benefit Insurance 

3. Group Total Permanent Disability Insurance (Rider to the Group Term Life Insurance) 

4. Group Hospital & Surgical Insurance 

5. Group Outpatient Insurance* 

6. Group Maternity Insurance* 

7. Group Dental* 

8. Group Vision* 

* Rider to Group Hospital & Surgical Insurance. 

Participation Prerequisite

• Manulife Total Protection – MTP 

    • With minimum participants of 51 employees 
    • Available plans are Standard, Flexible and Aggregate 

• Apply to all employees with age as follows:

Name of ProgramMaximum Entry AgeMaximum Renewable Age
Group Term Life Insurance6974
Group Accidental Death & Disability Benefit Insurance64  69  
Group Total Permanent Disability Insurance6469
Group Hospital & Surgical Insurance*6565

*    For all riders of Group Hospital and Surgical Insurance follow its basic Insurance participant prerequisite.

Specifically for Group Maternity Insurance Minimum of 10 female participants with maximum age of 45 years old (inclusive of married female employees or employee’s wives

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