Dana Pensiun Lembaga Keuangan (DPLK)

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Manulife Indonesia offers the DPLK program (Dana Pensiun Lembaga Keuangan), which is a defined contribution retirement plan under Law 11 of 1992 on Pension Fund.

DPLK (Dana Pensiun Lembaga Keuangan) Manulife Indonesia in addition to the pension benefits can also be designed as severance compensation under Employment Law No.13 of 2003 to meet the welfare needs of employees.

DPLK Program Benefits:

Benefit for employer

Benefit for employee

  1. Giving solution for cash flow problems which could be faced by company in the future.
  2. To reduce corporate income tax (PPh 25).
  3. To be able to maintain qualified employees .
  4. Additional value for company.
  5. Contribution can be flexible and can be adjusted according to the company needs.
  1. A guaranteed earnings sustainability in the old age.
  2. To reduce personal income tax (PPh 21).
  3. "Certainty" Funding from Employer.
  4. Free of tax on investment returns until the benefits are paid.

The Advantages of DPLK Manulife Indonesia

  1. Flexible - can be customized on company needs and conditions.
  2. Experienced and well known as a pioneer of the pension fund program.
  3. Qualified service and administration.
  4. Transparent and professional.
  5. Variety of investment options.
  6. Can be used as severance compensation, under Employment Law No.13 of 2003.
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